10 FOREST GREEN ROAD

Presenting a rarely available opportunity to live along the beautiful Bush River in Harford County. For Sale is a lovely 3-bedroom, 1-bath rancher in the community of Forest Greens situated on a 0.34-acre level lot next to a 100+-acre forest preserve. The main level features wood floors throughout the living room, dining room, and all three bedrooms, with ceiling fans in most rooms. The living room includes a large, beautiful picture window overlooking a mature red maple and wooded views. The dining room offers a built-in china closet, chair rail, and slider to the backyard, leading to a kitchen with a built-in table and plenty of cabinet space. The lower level includes walkout stairs with a large open space for a possible family or rec room, as well as a dedicated storage area, utility room with a new 50-gal water heater, and laundry room with a central vacuum system. Exterior features include a brick gazebo for storage or workshop use, an eight-car driveway, private well, and public sewer. The peaceful Forest Greens neighborhood offers scenic, wooded surroundings and easy access to walking, biking, and outdoor recreation along the Bush River, as well as to major centers of employment, including UCMC and APG.

It is absolutely possible for first-time buyers to enter into homeownership. Current interest rates have lowered, and there are multiple loan options that require little to no downpayment. Buyers are encouraged to consult with their lender regarding available financing options and current loan programs, as there are several excellent opportunities in today's market. For example, the Maryland Mortgage Program (MMP) is a popular choice, offering up to 5% assistance toward closing costs and down payment. MMP Flex Loans provide 30-year, fixed-rate home loan products accompanied by additional funds for down payment and closing costs, available as a no-interest, deferred loan. Also, First-Time Homebuyer Programs may offer up to $14,995 in assistance. Harford County SELP Program can provide up to $20,000 in closing costs and down payment. FHLB (Federal Home Loan Bank) Grants can provide up to $17,500 for first-time buyers and up to $20,000 for eligible community partners. These are just a few!